Everything your credit notebook wishes it could do.

Type it the way you speak.

No forms and no fixed format. Bakhi reads short notes, full sentences, Hinglish and Tanglish, and even words glued to numbers.

• Vishnu10000 saturday becomes ₹10,000 due Saturday
• appa newdate Thu 31 Dec moves Appa's promise to 31 December
• kumar paid 2k records a ₹2,000 payment

Forward the customer's message. Bakhi does the rest.

When a customer writes "kal pakka dunga" or "GPay done", forward it. The AI works out who it is, how much and which date, and then shows you exactly what it will save.

• Never writes without your YES
• Flags a misspelt name instead of guessing: "You wrote Harri. Is it Hari?"
• A second "new date" is marked as a repeat promise

Polite reminders, with a pay button.

Each reminder carries the exact amount due and a link to a simple pay page with your UPI QR. Customers can pay with any UPI app in a couple of taps.

• One-tap reminders from your own WhatsApp
• Remind all overdue customers, or everyone who owes, at once
• A morning summary of who is due today

Know before you give credit again.

Every customer gets a score from 0 to 100 based on how they actually pay: on time, late, partly, or with a changed date. Recent months count more. Bakhi warns you before you add credit for a risky customer.

Ask anything. Export everything.

Ask "who owes me the most?" or "kitna overdue hai?" and get an answer from your own book. Download the whole book to Excel, or pull Sundry Debtors straight from Tally.

• Excel export: customers, credits, payments and summary
• Tally import: debtors with balances and mobile numbers
• Staff accounts with owner-only controls

Your book stays your book.

Scores are never shared between shops. Passwords are stored as one-way hashes, API keys are encrypted, and logins are protected with a captcha and lockouts. You can delete a customer and all their records at any time.